Car Insurance Quotes FAQ & Answers

Is Car Insurance Necessary?

Well, in just about every single American state and territory, it sure is. It’s required by law! It’s also very important for protecting the health and finances of every driver on the road. If you drive without car insurance, you are leaving your whole financial future open to ruin. It’s like running across the highway with your eyes closed.
Car insurance protects you from lawsuits and makes sure that you and other drivers get proper medical care and vehicle repairs without making you a slave to debt.

What are Car Insurance Quotes?

Car insurance quotes are estimates from potential insurers about what kinds of premiums they charge for the coverage you want. Note: they are estimates, not exact figures. However, if you give accurate information, you will be able to compare car insurance quotes in an instant to pick out which companies will work best for you.
You will also get to see the details of each car insurance provider’s policies.
They include rate quotes from all of the top providers in your area. It takes minutes, is free and hassle-free, and you’ll never have to pick up a phone.

How do I get car insurance quotes?

Just confirm your state from our ad and then enter some basic information:

Your vehicle’s year, make, and model
Location and personal identification information
Current mileage
Estimated annual mileage
Driving record
Coverage
Deductible
How often do you pay for car insurance?

You can pay monthly, twice a year, or yearly. Sometimes, you can even pay by the week, though that is rare and usually more expensive.
Note: the longer your policy, the smaller your premiums will be. If you pay it up front, you will save a lot.

How high should my deductible be?

Your deductible is one of the things that determines how expensive your premiums are. Low deductibles mean higher premiums and higher deductibles mean lower premiums. Just make sure that you can afford to pay that deductible when the time comes.

Am I covered when I drive other cars?

Usually, you will be covered by the insurance for other vehicles if you are driving a car that isn’t listed in your policy. However, if you are driving an uninsured vehicle or the vehicle you are driving does not have a specific type of coverage that you do have, you may be able to get your car insurance to cover you. Talk to your insurance provider about it before driving other cars if it is a concern.

Are other drivers covered when they drive my car?

Unless your policy says that certain people are excluded, it will be okay if someone else drives your car as a one-time thing. If another person drives the car regularly, you must add them to the policy or else they may not be covered by your insurance.

In general, however, car insurance covers a specific vehicle, not a driver.

***Some car insurance companies require notification before an unlisted driver uses the vehicle***