Use Car Insurance Quotes, but remember these tips
1.Increase the Deductible
Car insurance premiums get lower when the deductible—the amount you are responsible for paying out of pocket—gets higher. As long as you can afford to pay the deductible when you file a claim, you can raise it up to get lower car insurance rates.
2.Remove Some Coverage
You have to be very careful not to take off more coverage than you need. Remember, car insurance is actually designed to protect your financial interests. If you don’t have enough coverage to guarantee your way of life and your assets after a crash, then there isn’t much point in paying all those premiums, is there?
You can remove some of the less necessary coverage and especially any redundant coverage—such as collision coverage if you are planning on buying a new car anyhow or medical payment coverage if you already have good health insurance.
3.Give Yourself Some Credit
Interest payments aren’t the only way that owing money kills your finances. You have to pay more for car insurance when your credit score is bad.
Pay off all of the credit cards that you possibly can and make sure you pay all your bills on time. Do this, and your credit score will start to get better. In time, you will see that you won’t have to pay so much for car insurance, home insurance, etc.
Oh, and the smaller interest rates won’t be bad either.
4.Combing Insurance Policies
If you bundle all your insurance policies together, you can usually save a lot of money. Most insurance companies provide lots of types of insurance—auto, homeowners, boat, even health—so consider adding another onto your existing policy or purchasing an umbrella policy from an insurance provider who will cover everything. Total, most people save around 20%.
5.Comparison Shopping with Car Insurance Quotes
Compare car insurance quotes online to use competition to lower prices.
Quick, easy, free, and effective.