Choose from Family Life Insurance, Guaranteed Life Insurance and Personal Accident Insurance. Smart Cashback after your first year!.Smart Insurance will help you find the right policy to protect your belongings with homeowner’s or renter’s insurance, life, automobile, motorcycle, farm, boat .Our expanding F I product portfolio provides a range of VAP’s to dealers and OEM partners, all of which offer vehicle and financial protection to consumers..Smart Insurance Agency.Smart Family Life Insurance can protect your loved ones should the worst happen. From . a month Request a free quote today..Smart Insurance is an independent insurance agency located in Kansas and in Missouri. Having been in business for over years we have emerged as a top agency .